Recession

One of the good things about the recession is that the avalanche of credit card cheques (0% until May next year but don't forget the 3.9% transfer fee) has finally come to an end.

At the height of the credit frenzy I must have been getting two or three of these offers every week (or so it seemed). MBNA was particularly persistent. Their arrival posed a problem as I don't have a shredder and you can't just throw them away.